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Make Filing a Roof Insurance Claim Easier
Make Filing a Roof Insurance Claim Easier | Universal Roofing & Exteriors

Make Filing a Roof Insurance Claim Easier

Proper and timely maintenance can make your roof last longer relative to your environment. However, severe weather conditions can cause serious damage even to the toughest of roofing systems. A particularly strong storm with rough winds is a good example of a weather event that is known to damage homes.

This is exactly why you pay for insurance, to make sure that in the event of serious damage, you don’t have to pay out of pocket for a roof repair or replacement. But how should you navigate the insurance claims process? Here are some tips:

Read and Understand Your Insurance

Most homeowners are guilty of only reading some parts of their insurance policy and only when they already need to file a claim. Read and understand the terms and limits of your insurance, as well as your roofing warranties, before you even need them. If there’s bad weather ahead, review your insurance and warranties.

Learn How Warranties Affect Insurance

Your roof warranty covers your roofing materials if they fail, and your workmanship warranty covers installation mistakes. In most cases, the workmanship warranty is shorter. Learn everything you need to know about your warranties and how they play into your insurance costs.

Document Your Roof Issues

Take photographs of your damaged roof as soon as it’s safe to do so. Save the digital copies and print some for your insurance company. You may also give them all your pictures and videos saved on a thumb drive. Keep the receipts of any work done on your roof, from the installation to the maintenance. You might have to prove that you’ve been taking care of your roof.

Be Ready to Face the Insurance Adjuster

Review everything before signing it. Your adjuster is likely to give you a low initial offer. Bear in mind that they are expecting you to reject the offer. Haggle wisely until you arrive at an amount that you believe is fair.

Work With a Trustworthy Contractor

Find a residential roofing contractor in your area that you feel comfortable with. Ask people you know who have worked with the same contractor about their experience. Homeowners are likely to be honest with their reviews of somebody’s work when others ask them.

Get in touch with Universal Roofing & Exteriors for your roofing needs. Call us today at (317) 257-0779 or contact us here. We work with homeowners in Carmel and Zionsville, Indiana.

  • Contact Us For All Your Indianapolis Roofing Needs

    No matter what kind of Indianapolis roofing project you need done, we at Universal Roofing & Exteriors can help you to achieve it. Whether you want your roof to be repaired or to be replaced completely, we can do it for you. We can send a contractor to examine your existing roof and let you know what needs to be done. Once their assessment is complete, they can give you various options on how to proceed. Once the roofing project gets started, our assigned contractor will make sure that it gets completed as efficiently and quickly as possible.

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Contact Us to Get Started On Your Project

There’s no better combination than experience, quality products, and a strong work ethic when it comes to choosing a central Indiana roofing company. That’s why we are confident you’ll be satisfied with our work—so confident that we guarantee your satisfaction before you pay a dime. That’s right­—no payment unless you’re satisfied. Get a free estimate from us by filling out our request form or calling us at (317) 257-0779 . We can’t wait to give your home the attention and care it deserves.