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Residential Roofing Indianapolis FAQs
Residential Roofing Indianapolis FAQs | Universal Roofing & Exteriors

If you are a homeowner or own a business in Indianapolis, and you are looking for some help with a roofing problem, you may have questions. You are not the only one with questions or concerns about the status of your roof and what to do with it.

Knowing where to find a quality, skilled contractor to fix your roofing issues can be daunting. Even getting started can be a challenge. There are so many roofing options nowadays that finding the best one can be next to impossible without basic knowledge about what you should be searching for.

Our roofing contractors have gathered some of the most common concerns and frequently asked questions about roofing in Indianapolis. These questions should serve as a guide, assisting you in finding answers to all your roofing questions.

How Do I Choose A Roof Color For My Home?

A good rule of thumb when choosing colors for your roof is to pick a color that compliments the color of the siding on your home. When you want to add a little more texture to your home, you can choose shingles that combine a few colors to give a look that compliments multiple colors at once. This is also a great method for a home that incorporates numerous shades of the house’s exterior.

Are Contractors In Indiana Required To Be Licensed?

There are no laws that require a roofing contractor in the state of Indiana to have any form of state licensing regarding roofing jobs. However, there may be requirements on a local level that enforce the requirement of a license, so check with your local jurisdiction before beginning any work.

Why Should I Have My Roof Inspected?

It is crucial to inspect the integrity of your roof and identify any potential issues before they become more severe problems. Examining your home regularly will allow any slight damage that is found to be fixed quickly without allowing the situation to worsen. This could save you time and money in the future.

How Often Should I Have My Roof Inspected?

In most cases, you should have someone come and look at your roof once a year, at the very least. If you experience a severe storm that could damage your roof, it is advised to have your roof inspected directly afterward. A hailstorm is an excellent example of a storm that would warrant an examination of your roof. Big snow storms are also a reason to have your roof checked. Indianapolis roof maintenance is a vital part of the upkeep of your home.

Make sure to always consult with a professional to have your roof inspected and maintained. Working on a roof without the proper training is dangerous, and chances are that you will not have the problem adequately resolved.

How Long Will Rubber Roofing Materials Last?

If your home has a flat or slightly pitched roof, then a rubber roof is an option. A rubber roof is made from synthetic rubber and is durable and will last quite a while, thanks to the weather-resistant material it is made from. Rubber roofs will typically last around  25 years with proper maintenance. It comes down to the area where the house is located and how well the roof was built.

While the warranty of most roofing materials lasts between 20 to 30 years, if maintained properly, your home can last beyond that timeframe. If you are diligent about taking care of your roof, then you can easily get over 30 years of protection out of it. 

What Are The Most Common Roofing Materials Used In Indianapolis? 

The most common roofing material used in Indianapolis is asphalt shingles. Asphalt shingles are a type of roof shingle that layers asphalt in a way that helps with waterproofing. Asphalt is one of the most widely used roofing materials in North America. This is due to the ease of installation and the low installation price.

Asphalt shingles are also the most common roofing materials because of their advantages to the homeowner. Not only do asphalt shingles make sense from an economic standpoint, but they come in various color options.

What Types of Roofing Services Are Offered By Indianapolis Roofing Contractors? 

Indianapolis contractors offer a wide selection of services when it comes to roof repairs and Indianapolis roof replacement. Whether you want to get a section of your roof repaired or redo the entire roof, a roofing contractor at our local company will have what you are looking for. Here is a list of the roofing services and roofing materials our Indianapolis roofing contractors at Universal Roofing Exteriors offer:

  • Energy-efficient shingles
  • Asphalt shingles
  • Cedar shake roofs
  • Commercial roofs
  • Aluminum roofing
  • Storm damaged roofs
  • Built-up roofs
  • Copper roofs
  • Flat roofing
  • Stone-coated steel roofing
  • Slate roofing
  • Gutters
  • Siding installation 
  • Emergency roof repairs
  • Roof coatings
  • Metal roof repair or roof replacement
  • Roof ventilation
  • Snow removal 
  • TPO
  • Skylight installations

If you have anything else you need help with that we have not listed here, contact us, and a professional roofing contractor will be glad to go over it with you. A local contractor in the Indianapolis area is here to assist you in any way possible.

How Long Does A Roof Normally Take To Be Installed In Indianapolis? 

For the most part, installing a new roof on a home will take two days to complete, but this is only a  general time frame. The time it takes from start to finish to put a new roof on your home will depend on a few factors. The size of your roof is the most significant factor, with weather conditions also playing a part. 

Some jobs are smaller and have fewer challenges facing them. Those smaller jobs can sometimes be completed in a single day, but this is not a typical scenario and should not be the assumed period for completion. Other homes may take three or four days to wrap up, and if weather interrupts the job, then you could be waiting for even longer before the task can be completed.

Whether it takes one day for your roof to be replaced or one week for the replacement to be finalized, there will be a lot of commotion over that time, so make sure to accommodate any children or pets that will be around.

What should be inspected on your roof?

When having your roof inspected, it is crucial to check it thoroughly. This includes having the flashing checked. Flashings are pieces of metal used to cover parts of your roof that curve or have edges. If damaged, these areas are prone to leaking. Roofing cement may be needed to seal any opening surrounding the flashing.

Gutters are another area to be checked as well. A professional should make sure no pieces of your roof have broken off and fallen into the gutters. Pieces of shingle in the gutter can indicate that your shingles may be at the point of needing to be replaced.

Other things you will want to be inspected on your roof are any areas that droop or sag. A sagging roof can indicate water damage or rotting wood. If this is the case, the damaged area will need to be replaced to avoid compromising the integrity of the roof’s structure.

Routine check-ups will allow you to keep your roof in good condition. By keeping your roof in good shape, more significant problems are far less likely to be a primary concern later on. This is also an excellent way to prevent any accidents in the household, which will keep your family safe.

How Do I Know If I Need a Roof Repair or a Total Roof Replacement? 

There are a number of signs that indicate to a homeowner that their roof is not as reliable as it once was. These signs can warn owners of potential future leaks and other headaches they may encounter later on. When you start to notice these indicators on your roof, you may want to find out if repairing your roof is possible.

Here are some signs that your roof might need to be repaired or replaced:

The roof is old and falling apart

In the case of an old roof that is falling apart, you will want a roof replacement instead of simply repairing the damaged portions. The integrity of the structure may be compromised at that point, and a small repair may not be sufficient.

The shingles are missing granules

Missing granules on the roof will not impact the roof’s integrity; only the shingles will be affected. Missing granules will leave shingles exposed to harmful UV rays that can lead to the roof breaking down faster.

The shingles are curling on the roof

Curling shingles are a result of the shingles shrinking over time. This can cause the shingles to break more easily, which can lead to issues with your roof at a later date. You can get away with repairing small sections of curling shingles, but if most of your roof has curled shingles, then you may need to choose a roof replacement instead of a roof repair. A roofing contractor on our team can help you figure out which is the right choice.

Moss has accumulated on the roof

Moss growth does not always indicate a major issue with your roof. Sometimes moss can be treated rather easily. However, if the moss is pervasive, this may indicate a deeper problem within the structure of your roof.

Shingles are missing from the roof

Missing a few shingles is not a big deal, but the more shingles your roof is missing, the less protection it has. It is important to check for missing shingles on your roof regularly. A lot of missing shingles is not good, and you will need to replace the roof if the problem worsens.

If your roof is older than 20, year’s old but is in great condition then you should not have to do more than some minor repair work to it. You certainly should not need a roof replacement that soon.

What Should I Look For When Hiring a Roofing  Contractor in Indianapolis? 

When searching for a qualified contractor in Indianapolis, there are a few things that you want to look for. The first thing is how long the contractor has been in business. A reputable company will have been in business for a few years. This is also a good way to get some feedback on their past work and work habits. You don’t want to hire someone to do your roof that is just getting started.

You may also want to see what past clients have to say about this company. Check online reviews and client testimonials to get an idea of what to expect from the contractor. Getting the opinion of a few people on someone’s character can go a long way in making your decision.

Will Homeowners’ Insurance Cover The Cost Of Roof Repairs or Replacements? 

In most cases you will be covered for a new roof or repairs done on your existing roof through your homeowner’s insurance. It will cover all the necessary fixes to get your roof back into good condition. However,  if your roof is older than the warranty and requires extensive maintenance to repair, standard homeowner’s insurance may not reimburse your roof replacement. It is best to check with your insurance company to discuss the details of your specific case and how it is affected by the policy you have.

Can I Install a New Roof Over My Existing Roof? 

The short answer is yes, you can install a new roof over the current roof installed on your home. Depending on the materials you choose for your new roof, they may not work together, and you may end up ripping off the old roof to install your new roof. 

A metal roof will work well when laying it directly over an old roof, such as one with asphalt shingles. Be careful with this method, as you may end up encountering issues later on. Sagging and uneven parts of your roof may start to show after the new roof is installed. This is because of improper installation or water damage. 

Overall, we do not recommend this option but it is possible to do. More than two layers on a roof would be improper as it would not be up to code.

How Long Does A Typical Roof Installation Take?

The replacement of your roof can be completed in as little as a day, but this is not the standard timeframe. Some roofs can take up to a week or longer to install, depending on many factors, including how complex the roof is and what kind of roof system you choose. A project focusing on siding alone can take a few weeks to complete. These time frames all depend on the size of the job being performed and other factors that are not in the contractor’s control.

What Forms Of Payment Will You Accept?

Our Indianapolis roofing contractors take pride in giving you the flexibility of several payment options, and we try our best to accommodate everyone’s preferences. With the number of payment options we accept, you are sure to find a method that best suits you.

Regarding payments, we accept credit card transactions, checks, ACH bank transfers, and other options. We strive to make the payment process as simple and convenient for you as possible. You should not have to worry about how you will pay for the project when deciding on the details. 

Do I Have To Pay The Deductible For My Insurance Claim?

Yes, you will need to pay any deductibles on your insurance claim.  As stated by Indiana state law, it is not legal to have a contractor help you in paying a deductible for insurance purposes.

Is a Downpayment Required For My Roofing Job?

Sometimes a deposit will be required for a job. This is typically required for big jobs involving a lot of money and repairs. The deposit may be up to 40% of the project costs. A down payment on the job would be used for ordering materials and any other job-related issues that need to be addressed along the way.

Do You Offer Financial Assistance For Paying Off My New Roof?

Yes, financial assistance is offered to anyone that qualifies for it. We offer two popular plans for customers, along with various other options to choose from. One of the two most popular options is a 120-month plan with an interest rate of  6.99%. We also offer a 12 months same as cash guarantee that people like because it can save them money if paid off on time.

What Kind of Warranty Can I Expect With My Project?

The type of warranty that you will receive tends to vary between projects. The type of roofing system or siding that you select is one of the factors. Usually, a warranty will be anywhere from a few years up to 25 years. Manufacturer warranties may give you a little more time based on the quality and brand.  It is more important to find the right project based on your needs than to go solely off the length of any warranty you will receive.

How Long Will My Roof Last Before I Need A New One?

A new roof generally lasts between 20 and 30 years, depending on the type of roof and the climate of the area where the home is located.

Another sign that your roof in Indianapolis may need repairs is if it has exceeded the typical lifespan of its roofing material. If you have had your roof for over 25 years, you might need a new one in the near future. Some of the more durable roofing materials, like metal or slate, can last for over 50 years.

What Is The Ideal Color Choice For a Roof?

A traditional home looks best with more neutral tones, such as gray, white, or brown. With a more modern looking home, you may find bolder colors to fit better. An eccentric red or deep blue will be an excellent complementary color. Be sure that the colors you decide match well. You do not want the colors to clash with all the other colors of the home.

Should The Roof Be Darker Or Lighter Than The Siding?

For the most part, contractors agree that the color of your home’s roof should contrast with its siding. A dark-colored roof compliments light-colored siding. It also works best on a house with a light-colored exterior. The same can be said for a light-colored roof over a dark-colored exterior. 

What Is The Most Energy-Efficient Roof On The Market?

Metal roofing is the most energy-efficient system you can get for your home. It is one of the best choices you can make for your roof in general, without considering its energy consumption. A metal roof is the most energy-efficient system you can install on a residential home. With the ability to last more than 50 years with little maintenance needed, a metal roof is a great choice for your next roof.

What Color Of Roof Will Last The Longest?

There is technically not a specific color of roofing material that will last the longest. No single color is definitively better than all other color options available. Instead, a group of colors will typically outlast the others. 

Shingles that are lighter in color tend to last longer than shingles that are darker colored. This is true because lighter color shingles reflect heat from the sun, and darker shingles absorb heat from the sun.

How Many Layers Of Roofing Are Allowed In Indiana?

Homeowners are legally allowed to have two layers of roof shingles on their homes in Indiana. If you have more than two layers of shingles on your home’s roof, you will need to have your roof replaced.

Will Any Roofing Colors Add Value To My Home?

There are no colors that will increase the resale value of your home. However, trends show roofs with the highest resale values tend to have neutral-colored roofs. Neutral colors include black, brown, tan, and gray. 

Having one of these four colors will not automatically increase the value of your home, but records show that these four color options have the highest overall resale value.

What Roof Color Works Best To Deflect Heat?

White is the best color choice for deflecting heat. A white roof or one with a lighter hue will reflect the sun’s rays away from the home instead of absorbing them. This keeps spaces like the attic and rooms below it cooler in the warmer months. This will result in a more comfortable environment and manageable energy bills.

What Is The Most Common Type Of Roof In Indiana?

In Indiana, as well as many other parts of the country, a gable roof is the roof of choice when building a home or replacing the existing roof. This is the most common type of roof installed on homes, partly because it is the most straightforward to assemble. 

Another reason for the popularity of these roofs is their price. It will cost you a third of the price to install a gable roof on your home instead of a standing seam metal roof or any other roofing system.

Can You Install a Metal Roof Over An Existing Shingle Roof?

Yes, metal roofing materials can be installed directly over existing shingles. Metal roofs are made of lightweight materials, which is advantageous when installing them over an existing shingled roof. However, this can lead to issues down the road, such as uneven areas due to warping, so keep this in mind when discussing this as an option.

What Color Roof Works Best For Keeping a House Cool?

White-colored roofing material is best for keeping a home as cool as possible because of the amount of sunlight it can reflect. On average, a roof constructed of white materials will reflect anywhere from 50% of the sun up to potentially over 85% of sunlight away from your home 

What Color Shingles Go Best With A Gray Exterior?

When working with a gray home exterior, you will want to stick with similar colors for your roof. Gray is excellent for mixing warm and cool color tones. For instance, if tan is combined with gray siding, a brown or sand-colored roof would greatly complement it. You do not have to stick to this rule of thumb, but it is something to remember when making a final decision.

What Type Of Roof Works Best In A Hotter Climate?

Four types of roof work best for hot climates. The first type that’s great for a hot climate is a Terra-Cotta Tile or Ceramic Roof. These are great for hot climates because of their durability and ability to withstand heat. They can handle the intensity of hot climates while lasting a very long time.

Next, there are concrete tiles and slab roofs, which are also great for withstanding harsh environments. Concrete slab roofs are the very best when it comes to long-lasting durability because concrete is always a great option in warmer areas.

EPDM (ethylene propylene diene terpolymer) Roofing Membranes are another viable option for hot climates. EPDM is a synthetic rubber roofing membrane that is highly durable, making it a perfect material for hot temperatures.

Last but not least, are Green Roofs. Green roofs reduce the consumption of energy in a building by cooling ceilings off. This is accomplished by providing shading along with thermal mass and insulation. Green roofs offer comfortable habitats for both plants and animals. 

What Goes Directly Underneath A Metal Roof?

Metal roofing, like any roofing system, needs an underlayment beneath the roof. This underlayment is applied to the sheathing or roof decking directly. A metal roofing system needs a more rigid membrane for an underlayment, so a  high-heat ice and water shield must be used. Any other underlayment will end up ruined, so this is a crucial part of the process. 

High-heat ice and water shields are made of a cotton-like material which allows for the expansion and contraction of the metal roof system. This protects the underlayment from being damaged while preserving the metal panels

Why Put A Metal Roof Directly Over the Shingles?

Putting a metal roof directly over a pre-existing shingle roof can cause problems if not done correctly. Doing it this way can cause your roof’s surface area to be uneven. The boards that are put down for the base of your roof can absorb humidity from the air, which can lead to warping of the surface area. Over time, this warping may leave your metal roof looking uneven.

How Much Does It Cost To Install A Metal Roof Over Shingles?

Installing a metal roof over shingles may save you a bit of money since you are saving money by keeping the existing shingles before installing a new metal roof. With that said, on average, it will cost around $12,000 to install a metal roof on 1,500 square feet of surface. Most of what you will pay will be for the material. On average, you will spend between $5 to $20 per square foot on the materials to install a metal roof and then up to $14 for labor per square foot of roofing.

Are Black Roof Shingles Bad For My Home?

This all depends on the climate where you live. Black shingles on a roof are known for their heat absorption. When the shingles absorb heat, it gets into your home. This can be beneficial in the winter to keep your home warm. However, in the summertime, this can make your HVAC system work more to keep your home cool. This increase can result in a higher electric bill during the hot summer months.

Contact Our Indianapolis Roofing Contractors Today for Help With Your Roof Repair

We hope these faqs about residential roofing in Indianapolis were helpful as you determine whether you need to hire a roofing contractor for your roof repair or roof replacement. Understanding all there is to know about roofing in Indianapolis is almost impossible unless you are a professional, but making smart decisions when it comes to what you need for your roof is simple.  

Contact us for our Indianapolis roofing services today and schedule an appointment with a professional roofing contractor at Universal Roofing & Exteriors to come and give you a free estimate on your roof.  Our roofing contractors handle roof installations, roof replacement, roof repair, and more. A reputable roofing contractor from our team will help get your roof back into shape.

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    No matter what kind of Indianapolis roofing project you need done, we at Universal Roofing & Exteriors can help you to achieve it. Whether you want your roof to be repaired or to be replaced completely, we can do it for you. We can send a contractor to examine your existing roof and let you know what needs to be done. Once their assessment is complete, they can give you various options on how to proceed. Once the roofing project gets started, our assigned contractor will make sure that it gets completed as efficiently and quickly as possible.

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